Life Insurance Products Terms and Conditions

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Life Insurance products - Terms and conditions

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Financial Year
Name of the Insurer
Product Name
UIN
Type Of Product
Date Of Launch/Effecting Modification
Date Of Closing / Withdrawal
Protection/ Savings/ Retirement
Par/Non-par
Individual/Group
Remarks Download
Non-Archived 2017-18 HDFC Life Insurance Company Limited HDFC Life New Immediate Annuity Plan 101N084V04 Non-ULIP 2017-05-19 19-05-2017 2017-07-20 20-07-2017 Retirement Non Par Both Annuity
Non-Archived 2020-21 HDFC Life Insurance Company Limited HDFC Life New Immediate Annuity Plan 101N084V17 Non-ULIP 2020-04-02 02-04-2020 2020-05-07 07-05-2020 Retirement Non Par Both Annuity
Non-Archived 2020-21 HDFC Life Insurance Company Limited HDFC Life New Immediate Annuity Plan 101N084V18 Non-ULIP 2020-05-08 08-05-2020 2020-08-31 31-08-2020 Retirement Non Par Both Annuity
Non-Archived 2015-16 HDFC Life Insurance Company Limited HDFC Life New Immediate Annuity Plan 101N084V03 Non-ULIP 2016-03-04 04-03-2016 2017-05-18 18-05-2017 Retirement Non Par Both Annuity
Non-Archived 2014-15 Reliance Nippon Life Insurance Co.Ltd Reliance Traditional Group Superannuation Plan 121N092V03 Non-ULIP 2015-02-27 27-02-2015 2020-01-31 31-01-2020 Retirement Non PAR Group
Non-Archived 2013-14 Reliance Nippon Life Insurance Co.Ltd Reliance Traditional Group Superannuation Plan 121N092V02 Non-ULIP 2013-08-13 13-08-2013 2015-02-27 27-02-2015 Retirement Non PAR Group
Non-Archived 2013-14 Reliance Nippon Life Insurance Co.Ltd Reliance Group Leave Encashment Plus Plan 121L083V02 ULIP 2013-08-13 13-08-2013 2020-01-31 31-01-2020 Savings Non PAR Group
Non-Archived 2013-14 Reliance Nippon Life Insurance Co.Ltd Reliance Group Gratuity Plus Plan 121L081V02 ULIP 2013-08-13 13-08-2013 2019-11-30 30-11-2019 Savings Non PAR Group
Non-Archived 2014-15 Reliance Nippon Life Insurance Co.Ltd Reliance Group Term Assurance Plus 121N104V01 Non-ULIP 2015-01-14 14-01-2015 -- -- Protection Non PAR Group
Non-Archived 2016-17 Exide Life Insurance Co.Ltd. Exide Life Group Loan Suraksha  114N084V01 Non-ULIP 2016-09-14 14-09-2016 2017-08-06 06-08-2017 Protection Non-Par Group Withdrawn
Non-Archived 2017-18 Exide Life Insurance Co.Ltd. Exide Life Group Term Life 114N012V03 Non-ULIP 2017-07-06 06-07-2017 -- -- Protection Non-Par Group
Non-Archived 2017-18 Exide Life Insurance Co.Ltd. Exide Life Group Illness Rider 114B010V02 Non-ULIP 2017-08-04 04-08-2017 -- -- Protection Non-Par Group
Non-Archived 2017-18 Exide Life Insurance Co.Ltd. Exide Life Group Loan Suraksha 114N084V02 Non-ULIP 2017-08-07 07-08-2017 -- -- Protection Non-Par Group
Non-Archived 2013-14 Future Generali India Life Insurance Co.Ltd Future Generali Group Term Life Insurance Plan 133N003V02 Non-ULIP 2013-08-21 21-08-2013 2018-04-01 01-04-2018 Protection Non-Par Group
Non-Archived 2013-14 Future Generali India Life Insurance Co.Ltd Future Generali Group Accelerated Terminal Illness Rider 133B008V01 Non-ULIP 2008-12-15 15-12-2008 2013-11-01 01-11-2013 Protection Non-Par Group
Non-Archived 2013-14 Future Generali India Life Insurance Co.Ltd Future Generali Group Accidental Death Rider 133B009V01 Non-ULIP 2007-12-01 01-12-2007 2013-11-01 01-11-2013 Protection Non-Par Group
Non-Archived 2013-14 Future Generali India Life Insurance Co.Ltd Future Generali Group Accidental Partial Permanent Disability Rider 133B010V01 Non-ULIP 2007-12-01 01-12-2007 2013-11-01 01-11-2013 Protection Non-Par Group
Non-Archived 2013-14 Future Generali India Life Insurance Co.Ltd Future Generali Group Accident & Sickness Total Permanent Disability Rider 133B011V01 Non-ULIP 2007-12-01 01-12-2007 2013-11-01 01-11-2013 Protection Non-Par Group
Non-Archived 2017-18 Aegon Life Insurance Co Ltd Aegon Life Group Term Plus Insurance Plan (EDLI Group - 2017) 138N062V01 Non ULIP 2017-09-04 04-09-2017 -- -- Protection Non Participating Group
Non-Archived 2017-18 Aegon Life Insurance Co Ltd Aegon Life Group Term Plus Insurance Plan (Employer Employee Group - 2017) 138N062V01 Non ULIP 2017-09-04 04-09-2017 -- -- Protection Non Participating Group
Non-Archived 2017-18 Aegon Life Insurance Co Ltd Aegon Life Group Term Plus Insurance Plan (Others - 2017) 138N062V01 Non ULIP 2017-09-04 04-09-2017 -- -- Protection Non Participating Group
Non-Archived 2016-17 Aegon Life Insurance Co. Ltd Aegon Life Group Credit Shield Insurance Plan 138N057V01 Non ULIP 2016-05-06 06-05-2016 2017-04-09 09-04-2017 Protection Non Participating Group
Non-Archived 44269 Ageas Federal Life Insurance Co.Ltd IDBI Federal Group Microsurance Plan 135N004V02 Non ULIP 2013-08-28 28-08-2013 2019-11-13 13-11-2019 Protection Non Par Group
Non-Archived 2013-14 Ageas Federal Life Insurance Co.Ltd IDBI Federal Termsurance Group Insurance Plan 135N027V01 Non ULIP 2013-08-28 28-08-2013 2020-01-31 31-01-2020 Protection Non Par Group
Non-Archived 2013-14 Ageas Federal Life Insurance Co.Ltd IDBI Federal Loansurance Group Insurance Plan 135N028V01 Non ULIP 2013-12-20 20-12-2013 2020-01-31 31-01-2020 Protection Non Par Group
Non-Archived 2016-17 Ageas Federal Life Insurance Co.Ltd IDBI Federal Termsurance Group Protection Insurance Plan  135N043V01 Non ULIP 2016-07-28 28-07-2016 2020-01-31 31-01-2020 Protection Non Par Group
Non-Archived 2017-18 Ageas Federal Life Insurance Co.Ltd IDBI Federal Life Insurance Group Employee Benefit Plan 135L052V01 ULIP 2017-09-05 05-09-2017 2019-11-23 23-11-2019 Employee Benefit (ULIP) Non Par Group
Non-Archived 2016-17 Aviva Life Insurance Co. India Ltd. Aviva Corporate Shield Plus  122N066V04 Non-ULIP 2016-05-20 20-05-2016 -- -- Protection Non-Par Group
Non-Archived 2017-18 Aviva Life Insurance Co. India Ltd.  Aviva Group Term Life  122N115V01 Non-ULIP 2017-07-03 03-07-2017 -- -- Protection Non-Par Group
Non-Archived 2017-18 Aviva Life Insurance Co. India Ltd.  Aviva Group Credit Life  122N116V01 Non-ULIP 2017-08-30 30-08-2017 -- -- Protection Non-Par Group
Non-Archived 2017-18 Aviva Life Insurance Co. India Ltd.  Aviva Credit Assure 122N112V02 Non-ULIP 2017-11-08 08-11-2017 -- -- Protection Non-Par Group
Non-Archived 2014-15 Aviva Life Insurance Co.India Ltd Aviva Corporate Shield Plus 122N066V03 Non-ULIP -- -- -- -- Protection Non-Par Group
Non-Archived 2013-14 Bajaj Allianz Life Insurance Co. Ltd Bajaj Allianz Group Term Life 116N021V02 Non-ULIP 2011-08-10 10-08-2011 2013-07-31 31-07-2013 Protection Non-par Group
Non-Archived 2013-14 Bajaj Allianz Life Insurance Co. Ltd Bajaj Allianz Group Employee Care 116N116V01 Non-ULIP 2013-10-08 08-10-2013 2017-04-12 12-04-2017 Savings Non-par Group Group gratuity schemes (Traditional Variable/Fund Based )
Non-Archived 2013-14 Bajaj Allianz Life Insurance Co. Ltd Bajaj Allianz Group Term Care 116N117V01 Non-ULIP 2013-10-23 23-10-2013 2019-12-01 01-12-2019 Protection Non-par Group
Non-Archived 2013-14 Bajaj Allianz Life Insurance Co. Ltd Bajaj Allianz Group Superannuation Secure  116N115V02 Non-ULIP 2013-10-23 23-10-2013 2017-07-10 10-07-2017 Retirement Non-par Group (Group Superannuation Scheme Post Retirement)
Non-Archived 2013-14 Bajaj Allianz Life Insurance Co. Ltd Bajaj Allianz Group Employee Benefit Plan 116L104V02 ULIP 2013-09-04 04-09-2013 2016-06-27 27-06-2016 Protection/Savings Non-par Group This product covers gratuity and leave encashment along with death cover
Non-Archived 2013-14 Bajaj Allianz Life Insurance Co. Ltd Bajaj Allianz Group Credit Protection Plus 116N094V02 Non-ULIP 2013-10-08 08-10-2013 2016-06-20 20-06-2016 Protection Non-par Group This Product is intended to cover various types of loans given by employers
Non-Archived 2013-14 Bajaj Allianz Life Insurance Co. Ltd Bajaj Allianz Group Annuity 116N059V03 Non-ULIP 2013-12-23 23-12-2013 2015-10-22 22-10-2015 Retirement Non-par Group Annuity
Non-Archived 2013-14 Bajaj Allianz Life Insurance Co. Ltd Bajaj Allianz Sarve Saral Suraksha 116N119V01 Non-ULIP 2014-02-28 28-02-2014 2015-09-01 01-09-2015 Protection Non-par Group
Non-Archived 2013-14 Bajaj Allianz Life Insurance Co. Ltd Bajaj Allianz Group Income Protection 116N069V01 Non-ULIP 2009-02-03 03-02-2009 2019-12-01 01-12-2019 Retirement Non-par Group Temporary life annuity plan
Non-Archived 2014-15 Bajaj Allianz Life Insurance Co. Ltd Bajaj Allianz Group Accidental Permanent Total/Partial Disability Benefit 116B010V02 Non-ULIP 2014-10-06 06-10-2014 2017-08-23 23-08-2017 Protection Non-par Group Rider
Non-Archived 2014-15 Bajaj Allianz Life Insurance Co. Ltd Bajaj Allianz Group Accidental Death Benefit Rider  116B005V03 Non-ULIP 2014-10-10 10-10-2014 2017-08-23 23-08-2017 Protection Non-par Group Rider
Non-Archived 2015-16 Bajaj Allianz Life Insurance Co. Ltd Bajaj Allianz Group Term Life 116N021V03 Non-ULIP 2015-08-11 11-08-2015 2017-08-23 23-08-2017 Protection Non-par Group Rider
Non-Archived 2015-16 Bajaj Allianz Life Insurance Co. Ltd Bajaj Allianz Group Accelerated Critical illness rider 116B026V02 Non-ULIP 2015-08-11 11-08-2015 2017-08-23 23-08-2017 Protection Non-par Group Rider
Non-Archived 2015-16 Bajaj Allianz Life Insurance Co. Ltd Bajaj Allianz Life Group Annuity 116N059V04 Non-ULIP 2015-10-23 23-10-2015 2017-04-12 12-04-2017 Retirement Non-par Group Annuity
Non-Archived 2016-17 Bajaj Allianz Life Insurance Co. Ltd Bajaj Allianz Life Jan Suraksha Yojana 116N138V01 Non-ULIP 2016-05-23 23-05-2016 2019-12-01 01-12-2019 Protection Non-par Group Micro Group Term Insurance Plan
Non-Archived 2016-17 Bajaj Allianz Life Insurance Co. Ltd Bajaj Allianz Life Group Credit Protection Plus 116N094V03 Non-ULIP 2016-06-20 20-06-2016 2017-03-31 31-03-2017 Protection Non-par Group This Product is intended to cover various types of loans given by employers
Non-Archived 2016-17 Bajaj Allianz Life Insurance Co. Ltd Bajaj Allianz Life Group Employee Benefit 116L104V03 ULIP 2016-06-27 27-06-2016 2017-06-30 30-06-2017 Protection/Savings Non-par Group This product covers gratuity and leave encashment along with death cover
Non-Archived 2017-18 Bajaj Allianz Life Insurance Co. Ltd Bajaj Allianz Life Group Annuity 116N059V05 Non-ULIP 2017-04-12 12-04-2017 2018-12-29 29-12-2018 Retirement Non-par Group Annuity
Non-Archived 2017-18 Bajaj Allianz Life Insurance Co. Ltd Bajaj Allianz Group Employee Care 116N116V02 Non-ULIP 2017-04-12 12-04-2017 2020-01-31 31-01-2020 Savings Non-par Group Group gratuity schemes (Traditional Variable/Fund Based )
Non-Archived 2017-18 Bajaj Allianz Life Insurance Co. Ltd Bajaj Allianz Life Group Credit Protection Plus 116N094V04 Non-ULIP 2017-05-26 26-05-2017 2019-12-01 01-12-2019 Protection Non-par Group This Product is intended to cover various types of loans given by employers
Non-Archived 2017-18 Bajaj Allianz Life Insurance Co. Ltd Bajaj Allianz Life Group Superannuation Secure 116N115V03 Non-ULIP 2017-07-10 10-07-2017 2020-01-31 31-01-2020 Retirement Non-par Group (Group Superannuation Scheme Post Retirement)
Non-Archived 2017-18 Bajaj Allianz Life Insurance Co. Ltd Bajaj Allianz Life Super Gain Group Superannuation Scheme 116L141V01 ULIP 2017-07-15 15-07-2017 2017-12-11 11-12-2017 Retirement Non-par Group Unit Linked Group Superannuation scheme (After Retirement)
Non-Archived 2017-18 Bajaj Allianz Life Insurance Co. Ltd Bajaj Allianz Life Group Term Life 116N021V04 Non-ULIP 2017-08-23 23-08-2017 2019-12-01 01-12-2019 Protection Non-par Group
Non-Archived 2017-18 Bajaj Allianz Life Insurance Co. Ltd Bajaj Allianz Life Group Accidental Death Benefit Rider 116B005V04  Non-ULIP 2017-08-23 23-08-2017 2019-12-01 01-12-2019 Protection Non-par Group Rider
Non-Archived 2017-18 Bajaj Allianz Life Insurance Co. Ltd Bajaj Allianz Life Group Accidental Permanent Total/ Partial Disability Benefit Rider 116B010V03  Non-ULIP 2017-08-23 23-08-2017 2019-12-01 01-12-2019 Protection Non-par Group Rider
Non-Archived 2017-18 Bajaj Allianz Life Insurance Co. Ltd Bajaj Allianz Life Group Accelerated Critical Illness Rider 116B026V03 Non-ULIP 2017-08-23 23-08-2017 2019-12-01 01-12-2019 Protection Non-par Group Rider
Non-Archived 2017-18 Bajaj Allianz Life Insurance Co. Ltd Bajaj Allianz Life Group Sampoorna Suraksha Kavach  116N143V01 Non-ULIP 2017-09-22 22-09-2017 2019-12-01 01-12-2019 Protection Non-par Group Rider
Non-Archived 2017-18 Bajaj Allianz Life Insurance Co. Ltd Bajaj Allianz Life Super Gain Group Superannuation Scheme 116L141V02 ULIP 2017-12-11 11-12-2017 2020-01-31 31-01-2020 Retirement Non-par Group Unit Linked Group Superannuation scheme (After Retirement)
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